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medicare RX

Extra Help If You Have Limited Income

If you have limited income, you may qualify for a Medicare program called Extra Help.

Depending on your income, Medicare could pay some or all of your costs, including

  • monthly premiums
  • deductible
  • coinsurance or copayments.

In addition, you would not have to pay a late enrollment penalty or the full cost of your drugs during the coverage gap, if your plan has that feature.

To find out if you qualify for Extra Help, contact

  • 1-800-MEDICARE or 1-800-633-4227, available 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048. 
  • your local Social Security office or call 1-800-772-1213, from 7 a.m. to 7 p.m., Monday through Friday. TTY users should call 1-800-325-0778.
  • your state Medicaid office.

Your level of Extra Help

Basic Plan

Basic Plus Plan 

 Copayment Plan

Enhanced Plan 

 Enhanced Plus Plan

100%

$0.00

$8.85

$57.80

$119.50

$183.45

75%

$4.70

$16.85

$65.80

$127.50

$191.45

50%

$12.60

$24.75

$73.70

$135.40

$199.35

25%

$20.60

$32.75

$81.70

$143.40

$207.35

No Extra Help

$28.60 $40.75 $89.70 $151.40 $215.35


If You Qualify for Extra Help and Are Not Paying The Correct Copayment

Please contact us if you 

  • have qualified for Extra Help, and
  • are not paying the right copayment amount when you get your prescriptions filled at a pharmacy.

We will help you to 

  • request help in getting the necessary proof of the correct copayment you should be paying, or
  • provide us with proof, if you already have it.

You can send any of the following documents — also known as best available evidence — to the NRECA Plan. They also can be submitted by your pharmacist, advocate, representative, family member or other individual acting on your behalf: 

  • a copy of your Medicaid card that includes your name
  • a copy of a state document that confirms active Medicaid status
  • a print out from the State electronic enrollment file showing Medicaid status
  • a screen print from the State’s Medicaid systems showing Medicaid status
  • other documentation provided by the State showing Medicaid status
  • a copy of the Social Security Administration award letter
  • a remittance from the facility showing your Medicaid payment for a full calendar month
  • a copy of a state document that confirms Medicaid payment on your behalf to the facility for a full calendar month
  • a screen print from the State’s Medicaid systems showing your institutional status based on at least a full calendar month stay for Medicaid payment purposes.

When we receive the proof from Medicare showing your copayment level, we will 

  • make sure that you can pay the correct copayment when you get your next prescription at the pharmacy
  • reimburse you if you paid a higher copayment. 

We will make the payment to 

  • the pharmacy if it hasn’t collected a copayment from you and/or is carrying your copayment as a debt owed by you
  • a state if the state paid on your behalf.

If you have any questions, please contact Customer Care.